A month ago, a 24-year-old Beijing girl named Xiaojing passed by death. She was unable to repay her debts with 700,000 yuan. She was bombarded by debt collection calls every day. Coupled with the torture of severe depression, she chose to end her li...
A month ago, a 24-year-old Beijing girl named Xiaojing passed by death. She was unable to repay her debts with 700,000 yuan. She was bombarded by debt collection calls every day. Coupled with the torture of severe depression, she chose to end her life and nightmare at the same time. Fortunately, the rescue was prompt. Koi loves cats, everything comes from cats. In February this year, Xiaojing wanted to buy a cat as a companion. After meeting a couple who sold cats, she visited on the spot. She spent 2,000 yuan to buy a British shortcut and hit it off with the couple. Knowing that Xiaojing loves cats, the couple selling cats kept recommending new cats to her. Unable to stop the temptation and deception, Xiaojing bought cats of multiple breeds such as English shorts, leopard cats, and ragdoll cats, with unit prices ranging from thousands to tens of thousands of yuan. After spending all the deposits, she started cashing out with credit cards and borrowed money from the online cash loan platform at the prompt of the couple selling cats. She quickly discovered the benefits of the latter. "It takes at least one day to cash out the credit card. After submitting the application for online loans, it can be received in as soon as 5 minutes." Xiaojing told Nandu reporters that it is very easy to borrow money from online loans. "It is almost no review. As long as you provide your ID number and use facial recognition, you can borrow money without providing other materials."
In just half a year, she bought 81 cats from the couple selling cats, plus cat litter, cat food, ointment, etc., and invested a total of millions of yuan. She owed banks and online lending platforms more and more money. One platform borrowed all the quota and was unable to repay it overdue, so she looked for a new platform to borrow money to repay the company, demolishing the east wall and repairing the west wall, and getting deeper and deeper. She had no choice but to sell the house left by her parents, but she still couldn't make up for the hole.
"I have borrowed money from Paipaidai, Qudian, Ant Jiebei, Cao Caodai, Qianzhan, Ping An Puhui, etc., each of which ranges from one or two thousand to three or four thousand." Xiaojing told reporters from Nandu that he did not expect that the repayment speed was far from the speed of borrowing money, plus interest, late payment fees, handling fees... the debt was getting bigger and bigger like a snowball. When she realized the seriousness of the problem, she had already owed more than 500,000 yuan to the bank and online lending platform, and also borrowed 200,000 yuan from the cat seller.
She decided to sell the cat, but found that the famous cat that she originally bought for tens of thousands of yuan was called the match-grade one, but in fact she had a bad appearance and could only sell at most three or four thousand yuan per cat. Only then did she wake up like a dream and call the police immediately.
The key points are: 81 cats, cash out, borrowing, and 700,000 debts... This story-like plot is published on Southern Metropolis Daily. How did this girl bear 700,000 debts step by step? There is no problem with buying a cat as a companion. The problem is that she "can't stop temptation and deception". She bought 81 cats in half a year, which is not a normal cat raising at all. For these cats, she started cashing out credit cards and started borrowing money from online loan platforms. The method of "almost no review, just provide an ID number" can borrow money, which makes her fall deeper and deeper. When will it be finished when it is finished?
